ysolentaviro respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our short-term budgeting platform and related services.

We operate under Australian privacy laws, including the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). By using our services, you consent to the data practices described in this policy.

We collect several types of information from and about users of our services, including information by which you may be personally identified.

We collect this information directly from you when you provide it to us, automatically as you navigate through our platform, and from third parties such as analytics services.

We use information that we collect about you or that you provide to us for various purposes:

• To provide and maintain our budgeting services and platform functionality
• To process your registration and manage your account
• To provide customer support and respond to your inquiries
• To send you technical notices, updates, and administrative messages
• To improve our services and develop new features
• To comply with legal obligations and protect our rights
• To detect and prevent fraud, security incidents, and other harmful activities

We may also use your information to contact you about our services that may be of interest to you, but only with your explicit consent where required by law.

We do not sell, trade, or otherwise transfer your personal information to outside parties except in the following circumstances:

• Service Providers: We may share your information with trusted third-party service providers who assist us in operating our platform, conducting our business, or providing services to you.
• Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities.
• Business Transfers: In connection with any merger, sale of company assets, or acquisition of all or a portion of our business by another company.
• Protection of Rights: To protect the rights, property, or safety of ysolentaviro, our users, or others.

Any third parties with whom we share your information are required to maintain the confidentiality of your information and are prohibited from using it for any purpose other than providing services to us.

Under Australian privacy laws, you have several rights regarding your personal information:

To exercise any of these rights, please contact us using the information provided at the end of this policy. We will respond to your request within a reasonable timeframe and in accordance with applicable law.

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

While we strive to use commercially acceptable means to protect your personal information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security but will notify you of any data breaches as required by law.

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

• Account Information: Retained for the duration of your account and up to 7 years after closure for legal and regulatory purposes.
• Financial Data: Retained in accordance with Australian financial record-keeping requirements, typically 7 years.
• Usage Data: Generally retained for 2 years for analytics and service improvement purposes.
• Marketing Data: Retained until you withdraw consent or for 3 years after last contact.

When we no longer need your personal information, we will securely delete or anonymize it in accordance with our data retention and deletion policies.

Your personal information may be transferred to and processed in countries other than Australia, including countries that may not have the same level of data protection laws as Australia.

When we transfer your personal information internationally, we ensure appropriate safeguards are in place, such as:

• Adequate security measures and contractual protections
• Compliance with Australian Privacy Principles
• Use of standard contractual clauses or other approved transfer mechanisms

We will only transfer your personal information to countries or organizations that provide an adequate level of protection or where we have implemented appropriate safeguards.

We use cookies and similar tracking technologies to collect and store information about your use of our services. Cookies are small data files stored on your device that help us improve your experience.

We use the following types of cookies:

• Essential Cookies: Required for the operation of our services and cannot be switched off in our systems.
• Analytics Cookies: Help us understand how visitors interact with our platform by collecting and reporting information anonymously.
• Functional Cookies: Enable enhanced functionality and personalization, such as remembering your preferences.
• Marketing Cookies: Used to track visitors across websites to display relevant and engaging advertisements (with your consent).

You can control cookies through your browser settings. However, disabling certain cookies may affect the functionality of our services.

We may update our Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any changes by posting the new Privacy Policy on our website and updating the "Effective Date" at the top of this policy.

For material changes, we will provide you with additional notice, such as sending an email notification or displaying a prominent notice on our platform before the changes become effective.

We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.